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California : Injured Passengers Last Updated: Nov 28th, 2007 - 15:22:22


Passengers Injured In Automobile Accidents Have Coverage Too!
By Landon Prescott
Apr 11, 2006, 13:54

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Every year thousands of people suffer serious personal injuries 
as a result of being the passenger in an automobile accident. 
About 3,200,000 passengers in an automobile each year are injured 
in automobile accidents. Approximately 41,000 fatalities resulted 
from these accidents. 

There are many ways in which a person can suffer injuries as a 
passenger in an accident. The most frequent example is that of 
being a passenger in an automobile accident. If the driver of the 
vehicle that you were riding in is at fault, his or her insurance 
should provide coverage to pay for you injuries and medical 
bills. If another vehicle is at fault, the insurance company of 
the driver who caused the accident should provide compensation. 
Insurance companies will often try to not pay you what you 
deserve, or will try to not pay you at all for injuries suffered 
as a passenger. The insurance companies may claim that since they 
do not cover you that you are on your own. They may even try to 
fault you in some form or fashion.

Motorcycle passengers frequently receive much more serious 
injuries if involved in an accident due to the lack of safety 
equipment on motorcycles. Another scenario where passengers 
suffer vehicle injuries is when they are passengers in a 
commercial vehicle. These commercial vehicles can include 
taxicabs, busses, and airplanes. Passengers have the right 
to be covered in these instances as well. 

In all of these scenarios, the passengers have rights that they 
are frequently unaware of. Insurance companies will offer you a 
quick settlement just to get you to sign off and to sign away 
your rights for further compensation. What the insurance 
companies do not tell you is that passengers are entitled to 
additional compensations besides just medical fees. 

Some of the other things that are covered by insurance companies 
to passengers include:
  • Rental reimbursement
  • Compensation for future medical bills
  • Medical treatment, whether you have insurance or not
  • Recovery of your loss of earnings and any future losses
  • Reimbursement for out of pocket expenses incurred
  • Pain and suffering of your physical and mental injuries.

The items listed above are entitlements to passengers in automobile accidents that many people do not know about.  Insurance companies generally will not let you know that these entitlements are available. This is the insurance companies attempt at saving money. This is where a qualified and competent attorney comes into play.  An attorney can help you to get the full compensation that you deserve as the injured passenger in an accident.

Insurance companies will fight to keep from giving their own
customers what they deserve in an accident and the insurance
companies will fight even harder to give someone who is not
covered by them what he or she deserves.

If you do not have an attorney to represent you in an accident
case you will be overwhelmed by paperwork from hospitals,
insurance companies, physicians, etc. Having an attorney who
knows how insurance companies work is the best move that you can make. An attorney can deal with all the headaches of paperwork and making sure that you receive the full compensation that you deserve. Dealing with all of these difficulties and suffering an injury at the same time is more than many people can handle.

If you suffer an accident as a passenger you need a lawyer who is
on your side and who will watch out for your best interest. You
can be sure that the insurance companies will have attorneys on
their side and you will need one too.




Writer's Resource Box:
Landon Prescott writes on topics related to insurance and health.
Michael H. Silvers, A Law Corporation has offices in Los Angeles,
California. Car Accident Attorneys with the kind of experience
you will need if you are in an accident are hard to find. The 
law offices of Michael H. Silvers have handled over 10,000 
accident cases, with a success rate of 98.6%.
http://www.michaelhsilvers.com/

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Passengers Injured In Automobile Accidents Have Coverage Too!